MineStoreCMS is software you host.
PayNow is the merchant.
MineStoreCMS is a webstore CMS that you host yourself, with payment gateways you bring, so you’re the seller on every order. Turn on its PayNow integration, or move the store to PayNow, and the payments, tax and disputes become ours instead.
The short version
MineStoreCMS is a self-hosted webstore CMS: a one-off licence, your own server, your own gateways, and no percentage of sales. The trade-off is that you’re the seller, with the tax, the disputes and a processor that may not want game-server goods on its books.
There are two ways to bring PayNow in. Since version 3.5, MineStoreCMS has a PayNow Checkout integration: switch it on and PayNow is the Merchant of Record on every order through it, at the integration’s own rate of 3.99% plus the gateway fee, which applies only to those orders. Or move the store to PayNow completely and you’re on our normal plans, 3.5% down to 2.5%, with nothing left to host. Either way, more of your checkouts tend to go through than on your own gateways.
Side by side
| MineStoreCMS | PayNow | |
|---|---|---|
| Platform fee | None. A one-off licence, plus your own gateway fees. | 2.5–3.5% by plan on PayNow. 3.99% on orders through the MineStoreCMS integration only. |
| Where it runs | Self-hosted on your own server, with queue and schedule services to keep alive. Managed hosting is offered on their top tier. | Fully hosted by us, nothing to update |
| Merchant of Record | You, on the gateways you connect | PayNow, on every order |
| Tax registration and filing | Yours, unless you enable PayNow Checkout | Registered, collected and remitted by us |
| Disputes | Against your own gateway account, at their fee | Ours to fight, no per-dispute fee |
| If the account is closed | Your balance, held by your gateway | Our account, not yours to lose |
| Gateway accounts | Your own PayPal, Stripe, Mollie or others to apply for | None. Processing is part of the platform. |
| Payment methods | Whatever gateways you configure and maintain | 120+ local methods, one toggle each |
| Local entity routing | Not offered | EU payments routed through our EU entity |
| Upsells and recovery | Not built in | Three upsell placements, recovery and follow-up emails |
| Adaptive currency | Not built in | Buyers see their own currency |
| Admin on mobile | Web dashboard | Native iOS and Android app, payouts included |
| Games supported | Minecraft-focused | Rust, Minecraft, GMod, FiveM, Hytale, 7DTD and more |
MineStoreCMS details as published on minestorecms.com and docs.minestorecms.com, checked August 2026. See every method and its gateway fee →
Staying on MineStoreCMS?
You can keep the CMS and still have us as the Merchant of Record.
Since version 3.5, MineStoreCMS has had PayNow Checkout as one of its payment gateways. Switch it on and PayNow becomes the Merchant of Record on every order that goes through it. That means we’re the seller, so VAT, GST and sales tax are collected and paid by us, and if a buyer opens a dispute it’s filed against us and we deal with it.
The integration has its own rate of 3.99% plus the gateway fee for whatever method the buyer chose, with no monthly or setup fee. That rate only applies to orders that come through MineStoreCMS. If you move a store over to PayNow itself, you’re on our normal plans, at 3.5% down to 2.5%.
Setting it up is a matter of two values. Create a PayNow account, then paste your Store ID and API key into Settings › Payment Gateways › PayNow Checkout › Configure. After that, settings, packages and transactions sync roughly every five minutes in both directions, and purchases show up in your MineStore dashboard.
What comes with PayNow either way
Whether you use the integration or move the whole store over.
Merchant of Record
PayNow is the seller on the order, so chargebacks and disputes are handled on your behalf.
Global tax compliance
VAT, GST and sales tax calculated, collected and remitted, with reporting to match.
Chargeback protection
Disputes are filed against PayNow. We gather the evidence and respond.
Optimised 3D Secure
Data-only flows, SCA exemptions and frictionless authentication where the issuer allows it, so fewer buyers are bounced to a challenge screen.
Underwritten for game servers
The merchant account behind every order is ours, so if a processor ever reviews or closes anything, that’s on us, and there’s no balance of yours for anyone to hold back.
120+ local methods
Cards, wallets, PayPal, Paysafecard, crypto and local methods, each one a toggle.
Subscriptions
Automated billing and renewals, synced back into your MineStore dashboard.
No monthly or setup fees
One platform fee per transaction, plus the gateway fee of the method your buyer chose.