Pricing Calculator

Learn how using a merchant of record (MoR) works and why PayNow is the premier MoR for SaaS, and digital goods businesses.

Order Volume

$
Per Order Savings
$0.52
Monthly Savings
$1,040.00
Yearly Savings
$12,480.00

Fees Breakdown Comparison

PayNow
Order Value + Tax$17.40 USD
Taxable Amount-$2.40 USD
Processor Fee-$0.80 USD
Platform Fee*-$0.35 USD
You receive$13.84 USD

Competitor Fees

Platform Fee (%)
Fixed Fee in Cents
¢

Our Competitors

Order Value + Tax$17.40 USD
Platform Fee*-$0.87 USD
Taxable Amount-$2.40 USD
Processor Fee-$0.80 USD
You receive$13.33 USD

* We take our platform fees AFTER deducting payment processing fees, giving you more revenue.
Note: The savings shown are calculated using our Business pricing plan, excluding the subscription fee.

Merchant Of Record
How It Works

Merchant of Record

A Merchant of Record (MoR) is the entity responsible for selling goods or services to customers and managing every aspect of the transaction. This includes handling payment processing, ensuring tax compliance, and managing regulatory requirements. The MoR assumes full responsibility for the transaction, ensuring it is processed smoothly and in accordance with global standards.

At PayNow, we simplify global sales by acting as your Merchant of Record. You give us permission to sell your products and services on your behalf. When customers visit your website to purchase software or subscriptions, the transaction is securely processed through us. We handle everything from accepting payments to managing local tax compliance, so you can focus on your business. While we take on the responsibility of the transaction.

With PayNow managing payments, taxes, and compliance, you can focus entirely on scaling your business. We ensure that every transaction is smooth, secure, and globally compliant, eliminating operational headaches. Activate localized payments, and we’ll handle the rest making global growth simple and stress free.

Boost your Business

Frequently asked questions

Business Vision

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