Is PayNow cheaper than Tebex?

Their platform fee is 5% on the free plan and on Tebex Plus. Ours is as low as 2.5%, and our paid tiers lower the rate rather than unlock features. Pro and Business carry a monthly cost, so run your volume through the pricing calculator.

Why does it matter what the fee is charged on?

Theirs is deducted before taxes and gateway fees, so you pay a percentage of money you never keep. Ours applies to what is left after the gateway cost.

We run on Creator Codes. What changes?

Their extra 1% on Creator Code payments takes a code-driven store to 6%. There is no surcharge here, and Creator Code payouts run on the normal cycle instead of 30 working days.

Do I still need to register for VAT?

No. PayNow is the Merchant of Record on every order, so registration, collection and remittance sit with us in the markets we are registered in.

What happens to my active subscriptions?

They move as part of migration and keep billing on PayNow. Our team walks through your setup before you cut over.

Is there a free way to try it?

Yes. Free is $0 a month at 3.5%, up to $2,000 in monthly sales, no card required.

COMPARISON

Both are Merchants of Record.
One charges half the rate.

Tebex charges 5% on both of its plans, taken before tax and gateway. Ours goes as low as 2.5%, charged after.

Get started free Pricing calculator

PLATFORM FEE

2.5%as low as, on Business. Charged after the gateway.

Tebex5%on both plans. Charged before tax and gateway.

$250instead of $500 on $10,000 of monthly sales, before the gateway either way.

CREATOR CODES

+0%+1%PayNow, no surchargeTebex, on code-driven sales

UPSELLS

31PayNow, placements, subscriptions tooTebex, checkout only, no subscriptions

HTML & CSS

Free£12.49PayNow, included on every planTebex, a month, on Tebex Plus

Line by line

Tebex

Platform fee5% flat2.5–3.5% by plan

Fee charged onThe gross, before tax and gatewayWhat is left after the gateway

Creator codes+1%No surcharge

Fund settlementAverage 14 days, varies by payment method2 business days on cards and PayPal, varies by method

Creator Code payouts30 working daysNormal payout cycle

UpsellsCheckout only, shown randomly, no subscriptions3 placements, subscriptions included

HTML & CSS editing£12.49 a monthOn the Free plan

Rust skin paymentsNot offeredYes

Admin on mobileMobile web panelNative iOS + Android app

Merchant of RecordYesYes

Headless / management APIWebstore and in-game shop APIFull storefront and management API

Payment methods120+120+

Tebex

Platform fee

5% flat

Fee charged on

The gross, before tax and gateway

Creator codes

+1%

Fund settlement

Average 14 days, varies by payment method

Creator Code payouts

30 working days

Upsells

Checkout only, shown randomly, no subscriptions

HTML & CSS editing

£12.49 a month

Rust skin payments

Not offered

Admin on mobile

Mobile web panel

Merchant of Record

Yes

Headless / management API

Webstore and in-game shop API

Payment methods

120+

MERCHANT OF RECORD

Platform fee2.5–3.5% by plan

Fee charged onWhat is left after the gateway

Creator codesNo surcharge

Fund settlement2 business days on cards and PayPal, varies by method

Creator Code payoutsNormal payout cycle

Upsells3 placements, subscriptions included

HTML & CSS editingOn the Free plan

Rust skin paymentsYes

Admin on mobileNative iOS + Android app

Merchant of RecordYes

Headless / management APIFull storefront and management API

Payment methods120+

Tebex figures as published on tebex.io and docs.tebex.io, checked August 2026. See every method and its gateway fee →

In their words

Quoted from Tebex’s own pricing page and creator docs.

PLATFORM FEE

deducted from the total transaction amount, before taxes and gateway fees are applied”

CREATOR CODES

An additional 1% fee applies to payments made using a Creator Code”

FUND SETTLEMENT

Average settlement time: 14 days (can vary by payment method)”

CREATOR PAYOUTS

settled after 30 working days by default”

UPSELLS

randomly display up to three eligible recommended packages… Subscription products cannot be upsold”

Tebex figures as published on tebex.io and docs.tebex.io, checked August 2026.

Included with PayNow.

The table above is the fee and feature comparison. These are the rest of what the account does, and none of them has a row up there.

Adaptive currency

Players see prices in their own currency, with the rate and conversion fee shown at checkout. On the Free plan.

Fraud screening and chargebacks

Every order is screened for fraud in real time, and chargebacks are ours to fight as Merchant of Record.

Recovery and follow-ups

Renewals, retries and dunning on subscriptions, plus abandoned checkout recovery and purchase follow-ups from Pro.

Affiliates, coupons and gift cards

Coupons and gift cards, and from Pro an affiliate platform with its own links and statistics.

Embedded checkout with paynow.js

Drop our checkout into a site you already run with one script tag.

Beyond game servers

Software, licenses, downloadables and AI products on the same account.

Run your store from your pocket.

Live sales, orders and refunds, customer bans, inventory grants and payouts: the full admin on iOS and Android.

$16.80 · Sandlotnow

New order: Elite Kit ×1

$24.99 · Sandlot2m ago

New subscription: VIP Rank, 30 days

Both are Merchants of Record.One charges half the rate.