Is PayNow cheaper than FastSpring?

We cannot tell you honestly, because FastSpring quotes rates per account rather than publishing them. What we can say is what ours is: as low as 2.5% by plan plus the gateway fee of the method your buyer chose, with no fixed platform fee. Get their number in writing and put it next to ours in the calculator.

Both are Merchants of Record. What actually differs?

Tax, fraud and disputes sit with the platform on both. What differs is the shape of the fee, how fast you are paid, and the product: we ship the game-store half, with a hosted storefront, in-game delivery, player history and methods like Paysafecard, crypto and Rust skins.

Why does a fixed per-transaction fee matter so much?

Because game stores sell small orders. A fixed fee of around a dollar is a rounding error on a $99 licence and a fifth of a $5 rank. If your average order is small, the fixed component can outweigh the percentage entirely, which is why we do not charge one.

How quickly do I get paid?

Cards and PayPal settle in two business days here, and it varies by method. FastSpring pays out twice a month, with a hold reported on new accounts, worth confirming with them against your own runway.

What does FastSpring do better?

Maturity and B2B paperwork: selling digital goods since 2005, a deeply customisable checkout, strong invoicing and purchase orders, and 24/7 support for your end customers where ours is hours on business days. At large volume a negotiated rate may also beat a published one.

Can I move an existing store across?

Yes. We help move products and subscriptions, and you can run both in parallel until you are happy, then point the domain.

COMPARISON

FastSpring is built for B2B software.
We are built for both.

Both of us are the Merchant of Record, so tax, fraud and disputes sit with the platform either way. What differs is that our pricing is published, there is no fixed fee on small orders, and the store can deliver in-game.

Get started free Pricing calculator

PLATFORM FEE

2.5%as low as, plus the gateway fee. No fixed fee per order.

FastSpringOn requestA percentage plus a fixed fee per transaction, quoted per account rather than published.

You cannot model what you cannot read. Ours is on the pricing page, with a calculator beside it.

WHAT IT COSTS

2.5%QuotedPayNow, as low as, published, plus the gateway feeFastSpring, a rate you get on a sales call

SMALL ORDERS

No fixed feeFixed feePayNow, a $5 rank is charged like a $50 oneFastSpring, a per-transaction amount applies

GETTING PAID

2 daysHeld firstPayNow, on cards and PayPal, varies by methodFastSpring, reported hold on new accounts, then twice monthly

Line by line

FastSpring

Platform feeQuoted per account: a percentage plus a fixed fee per transaction2.5–3.5% by plan, plus the gateway fee

Pricing you can readNot published. Rates come through a sales conversation.Published plans, and a calculator on the site

Fixed fee per orderA fixed per-transaction amount applies on top of the percentageNone. No fixed platform fee at any order size.

Extra feesFX and risk-screening fees are reported to apply as you expandThe gateway fee at cost, nothing per feature

PayoutsTwice monthly, with a hold reported on new accounts2 business days on cards and PayPal, varies by method

Merchant of RecordYes. FastSpring is the seller.Yes. PayNow is the seller.

Tax registration and filingRegistered, collected and remittedRegistered, collected and remitted

DisputesHandled by FastSpringHandled by PayNow

Buyer support24/7 support for your end customersSupport in hours, every business day

Built forB2B software and digital productsGames and software, on one account

In-game deliveryNot offeredRust, Minecraft, GMod, FiveM, Hytale, 7DTD and more

Payment methodsCard-led, with local methods by region120+ local methods, each one a toggle

Gaming methodsNot offeredPaysafecard, crypto and Rust skins

StorefrontHosted web storefront, catalogue and cartHosted storefront, themed, on your domain

Admin on mobileWeb dashboardNative iOS and Android app, payouts included

FastSpring

Platform fee

Quoted per account: a percentage plus a fixed fee per transaction

Pricing you can read

Not published. Rates come through a sales conversation.

Fixed fee per order

A fixed per-transaction amount applies on top of the percentage

Extra fees

FX and risk-screening fees are reported to apply as you expand

Payouts

Twice monthly, with a hold reported on new accounts

Merchant of Record

Yes. FastSpring is the seller.

Tax registration and filing

Registered, collected and remitted

Disputes

Handled by FastSpring

Buyer support

24/7 support for your end customers

Built for

B2B software and digital products

In-game delivery

Not offered

Payment methods

Card-led, with local methods by region

Gaming methods

Not offered

Storefront

Hosted web storefront, catalogue and cart

Admin on mobile

Web dashboard

MERCHANT OF RECORD

Platform fee2.5–3.5% by plan, plus the gateway fee

Pricing you can readPublished plans, and a calculator on the site

Fixed fee per orderNone. No fixed platform fee at any order size.

Extra feesThe gateway fee at cost, nothing per feature

Payouts2 business days on cards and PayPal, varies by method

Merchant of RecordYes. PayNow is the seller.

Tax registration and filingRegistered, collected and remitted

DisputesHandled by PayNow

Buyer supportSupport in hours, every business day

Built forGames and software, on one account

In-game deliveryRust, Minecraft, GMod, FiveM, Hytale, 7DTD and more

Payment methods120+ local methods, each one a toggle

Gaming methodsPaysafecard, crypto and Rust skins

StorefrontHosted storefront, themed, on your domain

Admin on mobileNative iOS and Android app, payouts included

FastSpring does not publish its rates, so the entries above describe the structure they and third-party comparisons report rather than a quoted figure. Checked August 2026; get your own quote in writing. See every method and its gateway fee →

Six things to get in writing

They do not publish rates, so these are the questions that decide what you actually pay.

The percentage

On gross or on what is left after processing? The base matters as much as the number.

The fixed fee

Any per-transaction amount. On a $5 rank a fixed fee can dwarf the percentage.

Currency conversion

What is charged when the buyer pays in one currency and you are paid in another.

Risk and screening fees

Anything billed for fraud screening, reviews or manual checks.

Payout schedule

How often you are paid, and whether a new account is held first.

Dispute costs

The fee per dispute, win or lose, and who assembles the evidence.

The honest part

Where FastSpring wins

On enterprise procurement they have two decades of practice on us.

Two decades of compliance

Selling digital goods since 2005, with a long track record across awkward jurisdictions.

B2B invoicing and quotes

Purchase orders, invoicing and the paperwork enterprise software buyers ask for.

24/7 end-customer support

They answer your buyers around the clock. Ours is hours, on business days.

Negotiated rates at scale

If your volume is large and you have someone to run the negotiation, a quoted rate can beat a published one.

FastSpring is built for B2B software.We are built for both.